Michelle H, Colorado
The Money Merge Account system is easy to use and has been a powerfully effective tool to guide our family out of debt. Our very first funds transfer eliminated 35 months of payments and over $45,000 in interest we would never have to pay! WOW!

Dean A, Idaho
I am 62 years old this year. My wife and I were missionaries in the Philippines for two years. The church we attend doesn’t pay their missionaries, so when we returned to the States and tried to buy a home, the mortgage people wouldn’t loan us money because we had been without income for two years. So we obtained employment, pulled money out of savings for a down payment and bought a home with a two year balloon payment. About one year later the mortgage people agreed to let us have a 30 year mortgage. That was 19 months ago.

So we should be on payment number 19 but we are not! We are on payment number 89! The reason for that is we started using the Money Merge Account with United First Financial at the same time that we started our new mortgage. This product cancels interest on not only our mortgage but also on our credit cards, car payments, and all of our debts.

But just looking at the mortgage, we have cancelled 70 payments. Our house payment is just over $1000.00 per month. So that’s $70,000.00 in house payments that we will never have to make! And here’s the amazing part – we did it without refinancing anything, and our monthly household budget stayed about the same. And it all happened in just 19 months! Same Mortgage, Same Debts, Same monthly payments, Same income, Same Budget, Same lifestyle! Wow! Our “dashboard accounting” now tells us that we are on track to be debt free in just under 6 years – Pretty amazing for a ol 62 year old and his wife eh?

Tom M, IA
We had to repurchase the family homestead in November of 2007. At that time our banker told us about the Money Merge Account® product. After using the Money Merge Account® system for a short time we were so impressed with the budgeting tool that we suggested it to all three of our Adult Children that were paying on a Mortgage to also purchase the proven system. (And now they all have it.) One of the things most impressive about the software is its ability to so quickly readjust after each and every penny goes into or out of our budget. We have gone from paying a 30 year mortgage in November 2007 to our present plan of having our homestead paid off in 9.5 years with our Money Merge Account® software.

Robert N, NC
My mortgage was scheduled to be paid off in 28 years! With this program I am going to be debt free in only 8.7 years and I will save over $192,000 in interest! I will not have to make 232 mortgage payments! That is over $414,000 I can put to better use. I Do Not have to refinance, my mortgage payment stays the same and there is little to no change in my budget or lifestyle! I am very excited! Can You Believe it? Sometimes I can't but it's true and United First Financial® Guarantees it!